Finance Essay Samples and Papers Page 2

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Behavioral Finance

Introduction Behavioral Finance hypothesizes that people investments are affected by the behavior and the environment they are surrounded by. The increment in the impact of feelings on investing has given rise to an idea named as Psychological investing whereby a person’s investing conduct is impacted due to the enthusiastic part connected with the structure of…




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Pages: 4
Words: 999

Street Finance Improving Financial Literary of Youth

It is commonly mentioned in youth policy literature that financial dependence of young people on their parents is increasing and that this is likely to have an adverse effect on the well-being of young people and their families. From my experience in Street Finance, it seems that there is a direct inverse relationship between the…



Personal Finance

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Pages: 10
Words: 2284

Concepts of Financial Management

Financial management is the method which use so achieve a goal of firm by managing their capitals and assets. It is a very important topic for the proprietors who are going to start their own firm, for prepare workplace to achieve goals of firms, financial management may help. Also it may lead to overcome a…



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Pages: 2
Words: 422

Three Schools of Capitalist Economy

The three schools of thought on how capitalist economies work within a given society can be broken down into three categories: Keynesian economics, Classical/Neoclassical, and Marxian. Keynesian being a form of structuralism where individual’s behavior is a result of how the economy operates. Classical/Neoclassical being a form of humanism where what happens in an economy…




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Pages: 4
Words: 868

Financial Management Report on Portfolio Management

Abstract We exceptionally understand that putting resources into securities i.e: shares, debentures, bonds are beneficial and in addition unsafe. It requires logical information and also systematic aptitudes to manage hazard related in these speculations. Each choice of a financial specialist ought to be founded based on both basis and enthusiastic viewpoints. It is hard to…




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Pages: 8
Words: 1778

Are Banks Special?

This week’s material contained some interesting aspects directly related to Macroeconomics. One of the most important ones being Money and Banking. Monetary tools like cowry shells have changed and evolved over the years. From using different foods or gold to trade to paper money and coins. Is evident that the next generations will also make…





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Pages: 5
Words: 1028

Proposal on Financial Challenges faced by International Students

Executive Summary The research paper deals with solutions to the financial problems that arise to the students studying abroad or in foreign nations. Many students are studying in foreign country to achieve their aim and goals and set a good career for their life. However, during their studies, they had to face various challenges and…



Studying Abroad

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Pages: 7
Words: 1516

Personal Finance Reflection

Taking control of your personal finance is something that you should learn how to do before you become an adult. By taking control of your finances early on you with be able to lead a more happy, stress free life. When you turn 18, you are given the opportunity to build credit, your credit worthiness…

Credit Card,



Personal Finance,

Saving Money

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Pages: 2
Words: 475

High Risk Investment

Why Investors may be Attracted to High-risk Investments Investors are attracted to high-risk investments with complex financial instruments such as CDOs and forward exchange contracts due to contracts backed by banks or insurers. Investors hedging CDOs know that banks issue insurance policies against the system’s implosion.  Collateralized Debt Obligation (CDOs) is a security, a pool made…




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Pages: 7
Words: 1620

Marketing Strategies in the US Banking System

Marketing systems are a vital piece of the US banking industry, utilizing different procedures to serve the banks clients. The business is immense, utilizing and serving a large number of individuals. Individuals from banks are found in five commercial center fragments which increment the proficiency of administrations. Parts of managing an account organizations are growing…




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Pages: 9
Words: 2230
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What is finance?

Finance (in English finance, from Latin financia – income, cash) – a system of economic relations in the process of which occurs the formation, distribution and use of centralized and decentralized funds of money in order to perform the tasks and functions of the state.

Finance as a historical category

As a historical category, finance emerged simultaneously with the emergence of the state at the division of society into classes.

In times of primitive communal system there were no classes, there was no state. Further, in conditions of slave-holding and feudalism finances played an insignificant role in formation of monetary incomes of the state. The main types of state revenues at that time were tribute, robbery of subjugated peoples, in-kind taxes, etc. At the same time there were no distinctions between the resources of the state and its head, monarchs disposed of the country’s funds as their own. Only with the allocation of the state treasury and its separation from the property of the monarch (16-17 centuries) emerged the concepts: public finances, state budget, state credit.

Public finance served as a powerful lever for the initial accumulation of capital in the 16th-18th centuries. Enormous wealth flowed from colonial countries to the metropolis, which could be used as capital at any time.

The public finances of the capitalist countries were characterized by a rapid increase in expenditure, primarily due to the increasing militarization of the economy. At the end of the 19th century, more than two-thirds of public expenditures were devoted to this purpose. The same picture of finances developed after World War II. A jump in public spending usually occurs in the years of wars.

In capitalist countries, at the expense of public finances, the nuclear industry was created, the public sector of the economy increased sharply, spending on scientific and technological progress (STP) increased, etc. New expenditures appeared for environmental protection, subsidies and loans to developing countries.

After World War II, the sphere of financial relations also sharply expanded. Local (regional) finances, extra-budgetary special governmental funds and finances of state-owned enterprises were developed.


The essence of finance

The essence of finance characterizes financial relations, which express the process of distribution and redistribution of the value of the social product on the basis of which monetary funds of social reproduction are formed. These include:

entrepreneurs owning capital invested in the sphere of production, sale of goods and services;
able-bodied people engaged in hired labor;
the state, which owns natural resources and regulates the economy on a national scale.
There are two spheres of financial and monetary relations:

Centralized – these are monetary relations associated with the formation and use of monetary funds of the state (state budget, state credit, extra-budgetary funds, etc.).
Decentralized – the finances of enterprises of all forms of ownership.
Centralized and decentralized funds of money are organically interrelated.

The subjects of financial relations, between which the financial flows are formed, are:

  • Enterprises, entrepreneurs;
  • The working population;
  • The state.
  • The scale and intensity of financial relations depend on the economic activity of economic entities and the population, the social policy of the state, etc. The value form of movement of goods generates a monetary turnover. This is the essence of finance.


Financial system

The totality of financial relations in which funds of money are formed and used.


Financial policy

The totality of measures for the use of financial relations for the performance of tasks and functions.

Finances of commercial organizations
Represents economic relations arising during the formation of production funds of production and sale of products, the formation of their own resources, attracting external sources of funding, their distribution and use.

Public finance

Monetary relations are associated with the formation, distribution and use of funds.

Topics and ideas for finance

  • Determinants of Dividend Payout Ratio
  • Ways to Overcome the Financial Crisis in the UK
  • International Finance Transactions: a Critical Appraisal and Evaluation of the Practical and Legal Methods for Transferring Loans In a Syndicated Loan Participation Agreement
  • The Financial Impact of Student Debt on Working and Retired Americans
  • The Historical Impact of Hamiltonian Economics
  • Impact of Privatization on Profitability and Capital Employment of State-Owned Enterprises in the United States
  • The Role of Foreign Institutional Investor in Developing Domestic Firms
  • Ways to overcome financial crisis
  • Issues on global currencies
  • Banking systems in your respective country
  • E-commerce on Internet Commerce and Stock Market Crises Review
  • Case Study on Costing
  • What are Bonds?
  • Discuss the difference between traditional finance and behavioral finance.
  • Study on the impact of budgetary controls on the performance of an organization study.
  • Critical analysis on the use of financial statements in assessing the performance of an organization.
  • Ethical Aspects of the Financial Crisis
  • Impact of Macroeconomics on The Global Stock Market
  • Using Credit Lines in Managing Corporate Liquidity
  • The Role of Innovative Management Performance on Corporate Financial Returns
  • Importance of the Banking Sector on the Growth of a Nation
  • Review and Importance of Margin Financing
  • Using Macroeconomics to Predict Bankruptcy
  • Capital Structure and Corporate Strategizing
  • Investment analysis of a company of your choice.
  • A detailed report on working capital management.
  • Finance as a tool that regulates the economics.
  • The role of financial markets in mobilization and distribution of financial resources.
  • The finance management in the United States and factors that can make it perfect.
  • Finance in join-stock companies.
  • Constant growth in productivity is an effect of accounting software
  • Finance management is transforming and technology is a big cause


Videos about Finance

  1. 1. Introduction, Financial Terms and Concepts


2. William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour | Big Think


3. Financial Education | The 4 Rules Of Being Financially Literate



Interesting infographics about Finance

1. Spending percentage in US for 2019 year

2. Some financial facts


3. First bank

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