Personal Finance Essay Examples and Research Papers

Taking control of your personal finance is something that you should learn how to do before you become an adult. By taking control of your finances early on you with be able to lead a more happy, stress free life. When you turn 18, you are given the opportunity to build credit, your credit worthiness…

Coming to think of it, why do employed people get broke? Why are almost 80% of the population are employees? Why do people depend on their salaries for transaction and speculative purposes? These questions will help in my three friends in becoming financially stable and stronger throughout their lives. First, I have learnt that for…

In financial management, this book is critical since it provides on an insight on the basics of financial planning, how to manage money and investments and mechanisms of solving life changes. The book dwells on the principles as well as the fundamentals of personal finance. In this regard, the book provides a real-life example on…

The commitment for students to continue their education after high school is one that many students believe will better their futures, however over that past decade, college costs have continued to rise (Federal Reserve, 2018). This increase places a significant financial burden on many of the students and their families, the results of this is…

First, understand what it triggers you to spend. Figuring out how to stop spending money relates to identifying the triggers that leads you to spend. By removing the triggers, you will no longer have the opportunity or the temptation to spend money. When you know that it will happen again, make sure to just carry…

Have you ever heard the saying, “Money makes the world go round?” Well, that truth is not far-fetched. Our daily struggles and hustle all boils down to the desire to make money to solve our basic human needs. Finance, numbers, figures, revenue, cash flow and like terms all point towards money making. Contrary to popular opinion,…

The world happiness report (2019) has represented that the higher incomes are associated with higher levels of happiness among a nationality. The average level of happiness has not been moving in a parallel line along with incremental income. In other words, it is factual that as country get richer, but they not get happier However,…

Sarah and her husband Thomas had the perfect American dream but, Sarah had a humongous issue in her life that altered their American dream. She had a spending issue. Thomas tried to have a talk with her about this bad habit because it was starting to effect the funds in their joint account. Sarah tried…

Abstract This research examines procedures for people who want to manage and plan for their financial future. It will increase the awareness of discretionary spending patterns among young individuals and how they can also improve its awareness. A discussion of how one’s motivated spending behavior can change to better align with personal values. Facts were…

It is commonly mentioned in youth policy literature that financial dependence of young people on their parents is increasing and that this is likely to have an adverse effect on the well-being of young people and their families. From my experience in Street Finance, it seems that there is a direct inverse relationship between the…